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👩🏻‍💻 Stablecoins for Developers

Stablecoins provide stable, programmable digital assets that developers can integrate into applications for payments, wallets, DeFi, and more.

This guide introduces the key concepts, practical integration steps, and Tatum APIs to help you build stablecoin-enabled apps.

Why Developers Should Care

  • Fast Payments & Transfers: Enable users to send stablecoins instantly.
  • Wallet Management: Generate unique addresses, track balances, and handle deposits securely.
  • DeFi Integration: Use stablecoins as collateral, liquidity pairs, or stable value in decentralized apps.
  • Cross-Chain Functionality: Support USDT, USDC, DAI, and other stablecoins across multiple blockchains.

Core Developer Capabilities

  1. Address & Wallet Management – Generate HD wallets, assign deposit addresses, and manage keys safely.
  2. Deposit Detection – Monitor on-chain transactions in real-time using webhook subscriptions.
  3. Stablecoin Transfers – Send or withdraw tokens securely with proper gas and network handling.
  4. Portfolio Tracking – Fetch wallet balances and transaction history for dashboards and audits.
  5. Security & Compliance – Follow best practices for key storage, confirmations, and regulatory requirements.

Recommended Workflow

  1. Generate User Addresses – Assign unique deposit addresses per user.
  2. Monitor Deposits – Create webhook subscriptions for real-time detection.
  3. Confirm Transactions – Wait for sufficient blockchain confirmations.
  4. Process Transfers – Use secure APIs to send stablecoins.
  5. Track Balances – Display real-time portfolio data to users.

FAQs

How do I generate wallets for users?

Use Tatum's HD wallet API to generate wallets and derive addresses securely. Each user can have unique deposit addresses without exposing private keys.

How can I track deposits in real-time?

Create webhook subscriptions with Tatum APIs to receive alerts for incoming stablecoin transactions as soon as they are confirmed on-chain.

Can I send stablecoins programmatically?

Yes. Use Tatum's blockchain transfer endpoints to send or withdraw stablecoins securely from user wallets, with proper handling of gas fees and network selection.

How do I ensure security and compliance?
  • Never expose private keys or mnemonics to clients.
  • Use HD wallets and secure key derivation.
  • Require multiple confirmations before crediting deposits.
  • Follow regional AML/KYC regulations.

Further Reading

Updated about 3 hours ago