🪙 Stable Coins
Stablecoins bridge the gap between traditional finance and blockchain, offering the stability of fiat currencies with the transparency and programmability of crypto. They are essential for digital payments, on/off-ramping, remittances, and DeFi ecosystems.
This overview introduces stablecoins and points you to specialized guides for developers, banks, and auditing firms.
What Are Stablecoins?
Stablecoins are cryptocurrencies designed to maintain a stable value, typically pegged to fiat currencies like USD or EUR.
They power blockchain payments, treasury systems, and DeFi applications.
Learn more in Stablecoins 101 →
Specialized Guides
Explore tailored guides for different audiences:
1. Stablecoins 101
An in-depth introduction to stablecoins, their types (fiat-backed, crypto-backed, algorithmic), key features, risks, and ecosystem impact.
2. Stablecoins for Developers
Practical guidance for integrating stablecoins into applications, covering wallet management, deposits, transfers, and portfolio tracking.
3. Stablecoins for Banks
Insights for financial institutions on stablecoin adoption, treasury management, compliance, and cross-border settlements.
See Banks Guide →
4. Stablecoins for Auditing Firms
How auditing and accounting firms can track stablecoin transactions, generate audit-ready reports, and ensure regulatory compliance.
See Auditors Guide →
Why Stablecoins Matter
- Payments & Settlements: Fast cross-border payments without intermediaries.
- DeFi & Trading: Used as collateral, liquidity pairs, or stable store-of-value.
- Remittances: Simplify global money transfers at low cost.
- Treasury & Accounting: Enable stable on-chain bookkeeping.
Key Challenges in Integration
- Address & Wallet Management – Secure, unique addresses per user.
- Deposit Tracking – Detect and confirm deposits on-chain.
- Transaction Execution – Handle gas fees, signing, and network selection.
- Portfolio Visibility – Real-time dashboards for users.
- Cross-Chain Support – Stablecoins exist on multiple blockchains.
FAQs
What are stablecoins and why are they important?
Stablecoins are blockchain-based assets pegged to stable assets like the U.S. dollar or euro. They make it possible to send, store, and settle value globally without exposure to crypto volatility. They are essential for payments, DeFi, remittances, and on-chain accounting.
Which stablecoins can I support with Tatum?
Tatum supports all major ERC-20, BEP-20, and Polygon-based stablecoins, including USDT, USDC, DAI, FRAX, and others. You can also work with custom or wrapped tokens deployed on supported EVM chains.
Can I handle deposits and withdrawals automatically?
Yes. Use Create Subscription to detect deposits, and Blockchain Transfer to process withdrawals securely. Combine both for a fully automated stablecoin system.
Does Tatum support multiple blockchains?
Yes. Tatum supports stablecoin operations on Ethereum, Polygon, BNB Smart Chain, Solana, and other major chains. You can dynamically switch chains for deposits, transfers, and balance queries.
How do I ensure security and compliance?
- Never expose private keys or mnemonic phrases to clients.
- Use HD wallets for scalable key derivation.
- Require multiple confirmations before crediting deposits.
- Log and reconcile all blockchain transactions for audits.
- Follow regional AML/KYC regulations when handling user funds.
Updated about 2 hours ago