Failed or Declined Payments
This article will help you identify and resolve common issues with failed payments when using Stripe to pay for Tatum services.
If a payment attempt fails, you will receive an email notification.
Initial Payment Failure
If your first payment attempt fails, follow the steps below to resolve the issue and retry the payment. Your account will not be affected unless the issue persists.
Recurring Subscription Charge Failure
When payments for ongoing subscriptions charges fail, Stripe automatically retries for 14 days. If payment isn't completed within this timeframe:
- Your subscription will be cancelled
- Your account may be blocked
- The subscription cannot be reinstated, you will need to subscribe again
WarningWe recommend addressing unpaid invoices promptly to avoid service disruption.
Steps to Resolve Failed or Declined Payments
1. Check Your Payment Details
-
Log in to the Tatum Dashboard
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Click on [Manage plan]
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Review & Update the Payment Method:
NoteEven small errors can prevent your payment from going through. Double-check the following details:
- Card Number: Ensure that the card number entered is accurate.
- Expiration Date: Confirm your card hasn’t expired.
- CVV: Verify the 3-digit (or 4-digit for AMEX) security code.
2. Verify Your Account Balance and Limits
- Ensure your card has enough funds to cover the payment.
- Check if your card has daily spending limits or restrictions on online payments.
- Contact your bank if you're unsure about your card’s limits.
3. Confirm International Transaction Permissions
- Some banks block international transactions as a precaution.
- Verify with your bank that payments to Tatum via Stripe are allowed.
- Inform your bank about your legitimate purchase to avoid issues.
4. Look for Fraud Protection Flags
- Banks may block payments that appear as unusual activity, like large or repeated transactions.
- If this might be the case, contact your bank to confirm the transaction and retry.
5. Understand Error Messages
Stripe provides specific error codes to help diagnose issues:
| Error Message | What It Means | Next Steps |
|---|---|---|
| "Card Declined" | Your bank rejected the transaction | Contact your bank |
| "Insufficient Funds" | Not enough account balance | Add funds or use different card |
| "Expired Card" | Card past expiration date | Update with current card |
| "CVC Check Failed" | Security code incorrect | Verify and re-enter CVV |
| "Processing Error" | Temporary system issue | Wait and retry |
6. Retry Payment or Use a Different Payment
- After Resolving Issues: Return to your dashboard and retry the payment
- Alternative Cards: Use a different credit/debit card if available
- Different Banks: Sometimes switching to a card from a different bank resolves the issue
Prevention Tips
Keep Payment Info Current:
- Update cards before they expire
- Monitor your account for payment notifications
- Set up account alerts for failed payments
Bank Communication:
- Notify your bank about recurring Tatum charges
- Ensure international payments are enabled
- Keep sufficient funds available for automatic renewals
Still Need Help?
Contact Your Bank First
Your bank can provide the most specific information about why payments are being declined and can often resolve the issue immediately.
Contact Tatum Support
- Include the error message you received.
- Provide the date and time of your payment attempt.
- Share any relevant details about your payment method.
Updated 18 days ago