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updatedAt: 2026-04-20T18:02:10.000Z
agentTools:
  projectIndex: https://docs.tatum.io/llms.txt
---

# Stable Coins

Learn how stablecoins bridge traditional finance and blockchain, with guides for developers, banks, and auditors to integrate, manage, and audit digital stable assets.

Stablecoins bridge traditional finance and blockchain — they hold the stability of fiat with the speed and programmability of crypto. They underpin payments, on/off-ramps, remittances, and DeFi.

This hub routes you to the right guide depending on what you do.

## Pick your path

### [Stablecoins 101 →](/docs/stablecoins-101)

The primer. What stablecoins are, how they hold their peg, and the three main categories — fiat-backed, crypto-backed, and algorithmic. Start here if you're new to the topic.

### [Stablecoins for Developers →](/docs/stablecoins-for-developers)

Practical integration playbooks: generate user wallets, detect deposits in real time, send transfers, and track portfolios — with Tatum APIs and runnable cURL/JS examples.

### [Stablecoins for Banks →](/docs/stablecoin-for-banks)

Decision-level overview for banks: CBDCs, private and consortium bank tokens, integration paths, and compliance considerations for treasury and cross-border settlement.

### [Stablecoins for Auditing Firms →](/docs/stablecoins-for-auditing-firms)

Audit-oriented guidance: portfolio verification, on-chain reconciliation, AML/KYC monitoring, and audit-ready reporting workflows.

## FAQs

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      <summary itemprop="name">What are stablecoins and why are they important?</summary>
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          <p>Stablecoins are blockchain-based assets pegged to stable assets like the U.S. dollar or euro. They make it possible to send, store, and settle value globally without exposure to crypto volatility. They are essential for payments, DeFi, remittances, and on-chain accounting.</p>
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      <summary itemprop="name">Which stablecoins can I support with Tatum?</summary>
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          <p>Tatum supports all major ERC-20, BEP-20, and Polygon-based stablecoins, including <strong>USDT, USDC, DAI, FRAX</strong>, and others. You can also work with custom or wrapped tokens deployed on supported EVM chains.</p>
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      <summary itemprop="name">Can I handle deposits and withdrawals automatically?</summary>
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          <p>Yes. Use <a href="/docs/deposit-tracking-transaction-alerts">Create Subscription</a> to detect deposits, and <a href="/docs/stablecoin-transactions">Blockchain Transfer</a> to process withdrawals securely. Combine both for a fully automated stablecoin system.</p>
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      <summary itemprop="name">Does Tatum support multiple blockchains?</summary>
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          <p>Yes. Tatum supports stablecoin operations on Ethereum, Polygon, BNB Smart Chain, Solana, and other major chains. You can dynamically switch chains for deposits, transfers, and balance queries.</p>
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      <summary itemprop="name">How do I ensure security and compliance?</summary>
      <div itemscope itemprop="acceptedAnswer" itemtype="https://schema.org/Answer">
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          <ul>
            <li>Never expose private keys or mnemonic phrases to clients.</li>
            <li>Use HD wallets for scalable key derivation.</li>
            <li>Require multiple confirmations before crediting deposits.</li>
            <li>Log and reconcile all blockchain transactions for audits.</li>
            <li>Follow regional AML/KYC regulations when handling user funds.</li>
          </ul>
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